About Us

For nearly 15 years, our team helped families and individuals across the country solve complex financial problems. Our unique and bias-free process allows us to serve in a way that consistently alters trajectories for good.

It’s an honor to serve.

What we value

Our core values represent our promises to you, as our client.

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Competency

When it comes to finances, we want to be the smartest at the table. Not out of arrogance, but out of a hunger to learn and offer nothing less than the best to our clients. We aim to be the tip of the spear on all things financial advice.

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Empathy

A family’s finances are both terrifically important and extremely personal. Diving into the details with someone new can feel quite vulnerable. We honor your choice to trust our team, and we come into sensitive conversations with the empathy we would hope to receive if the tables were turned.

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Integrity

As individuals and as a company, we’re completely committed to honest, ethical dealings, no matter what. Mistakes are incredibly rare, but we’re humans. If anything outside our expectations happens, we’ll be the first to look you in the eye and tell you straight, even when it’s to our detriment.

If a day comes that we stop adding value to your family, you can terminate our services then and there. No exit fee, no hard feelings.

Allow us to introduce ourselves

Close up image of Justin Cramer, Managing Partner

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Photo of Justin Cramer's family.

Justin Cramer

Managing Partner | Director of Family Office

Phone: (843) 655-8278

Email: justin@sovereignfamilyoffice.co

Justin is a native of Charleston, South Carolina, and a graduate of Coastal Carolina University, where he played quarterback for the Chanticleers. In a nearly 15-year career in financial services, Justin has served at various firms and held multiple positions. He is primarily located in our Myrtle Beach office, serving families nationwide.

Justin, who has completed his Wealth Management Theory and Practice education through the Yale School of Management, is one of the Managing Partners of Sovereign Private Wealth and serves as the Director of Family Office for Sovereign Family Office. His role primarily focuses on nuanced and complex problem-solving for families with more than $10 million in net worth. Justin has been privileged to guide hundreds of families through a comprehensive and proprietary process that brings together highly sophisticated tax planning, liquid and illiquid asset management, multi-generational mapping, charitable inclinations, and detailed entity structuring while making sure it is in alignment with the unique vision and values of each individual family.

Justin, his wife Rebecca, and their four children are active members of Doxa Church, where Justin serves as an elder. The Cramer family is passionate about creating and enjoying deep relationships while helping others live full, authentic lives.

Justin Cramer is an investment adviser representative of OneAscent Wealth Management, LLC (“OAWM”), a registered investment adviser with the United States Securities and Exchange Commission. OAWM and OneAscent Financial Services, LLC are affiliated advisers. Please refer to OAWM’s ADV Part 2A for more information.

Justin Cramer

Managing Partner
Director of Family Office

Photo of Justin Cramer's family.

Justin Cramer

Managing Partner | Director of Family Office

Phone: (843) 655-8278

Email: justin@sovereignfamilyoffice.co

Justin is a native of Charleston, South Carolina, and a graduate of Coastal Carolina University, where he played quarterback for the Chanticleers. In a nearly 15-year career in financial services, Justin has served at various firms and held multiple positions. He is primarily located in our Myrtle Beach office, serving families nationwide.

Justin, who has completed his Wealth Management Theory and Practice education through the Yale School of Management, is one of the Managing Partners of Sovereign Private Wealth and serves as the Director of Family Office for Sovereign Family Office. His role primarily focuses on nuanced and complex problem-solving for families with more than $10 million in net worth. Justin has been privileged to guide hundreds of families through a comprehensive and proprietary process that brings together highly sophisticated tax planning, liquid and illiquid asset management, multi-generational mapping, charitable inclinations, and detailed entity structuring while making sure it is in alignment with the unique vision and values of each individual family.

Justin, his wife Rebecca, and their four children are active members of Doxa Church, where Justin serves as an elder. The Cramer family is passionate about creating and enjoying deep relationships while helping others live full, authentic lives.

Justin Cramer is an investment adviser representative of OneAscent Wealth Management, LLC (“OAWM”), a registered investment adviser with the United States Securities and Exchange Commission. OAWM and OneAscent Financial Services, LLC are affiliated advisers. Please refer to OAWM’s ADV Part 2A for more information.

Close up image of Mike Kuckle, CFA.

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Photo of Mike Kuckel's family

Mike Kuckel, CFA®

Managing Partner | Director of Investments
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: mike@sovereignpw.com

Mike’s work life and personal pursuits have focused on helping others along their stewardship journey. That passion led him to be a co-founder of Sovereign Private Wealth and enabled him to see others experience a higher level of satisfaction and joy in life. With a mission to enable and equip people to be good stewards of what they have been entrusted with, Mike uses his unique gifts and background to serve others.

Mike has been a part of the upstate South Carolina community for over 25 years, where he has raised his family and started Sovereign. He earned a BSBA with a major in finance and a concentration in investment management from Central Michigan University. He then went on to obtain a Master of Divinity in Biblical Languages at Southeastern Baptist Theological Seminary in Wake Forest, NC. His theological studies were crucial to his understanding of the use of money and possessions. In addition, Mike is a pioneer and leader in Values Based Investing (VBI), which is an investment philosophy that focuses on investing according to your values and leads to human flourishing.
Mike worked as a vice president of Stewardship Partners Investment Counsel and as Regional Director of Broker Relations at the Timothy Plan mutual funds. Mike also pursued the Chartered Financial Analyst (CFA) designation, which he earned in 2006. In addition, he is a Certified Kingdom Advisor (CKA®). In 2019, Mike became a Colson Fellow of the Colson Center for Christian Worldview. His career in portfolio management has spanned over three decades, and his experience and acumen help him serve our clients as Director of Investments.

Mike and his wife, Hope, live in South Carolina and have ten children (yes, 10!) and a pot-bellied pig named Kevin Bacon. When he is not chasing kids or doing yard work, Mike enjoys hunting, sports of any kind, reading, and traveling to new places. He also enjoys being one of the pastors of Greenville Community Church in downtown Greenville, SC, and teaching Personal Financial Management as an adjunct professor to students at North Greenville University.

Mike Kuckel is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

Mike Kuckel, CFA®

Managing Partner
Director of Investments
Certified Kingdom Advisor®

Photo of Mike Kuckel's family

Mike Kuckel, CFA®

Managing Partner | Director of Investments
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: mike@sovereignpw.com

Mike’s work life and personal pursuits have focused on helping others along their stewardship journey. That passion led him to be a co-founder of Sovereign Private Wealth and enabled him to see others experience a higher level of satisfaction and joy in life. With a mission to enable and equip people to be good stewards of what they have been entrusted with, Mike uses his unique gifts and background to serve others.

Mike has been a part of the upstate South Carolina community for over 25 years, where he has raised his family and started Sovereign. He earned a BSBA with a major in finance and a concentration in investment management from Central Michigan University. He then went on to obtain a Master of Divinity in Biblical Languages at Southeastern Baptist Theological Seminary in Wake Forest, NC. His theological studies were crucial to his understanding of the use of money and possessions. In addition, Mike is a pioneer and leader in Values Based Investing (VBI), which is an investment philosophy that focuses on investing according to your values and leads to human flourishing.
Mike worked as a vice president of Stewardship Partners Investment Counsel and as Regional Director of Broker Relations at the Timothy Plan mutual funds. Mike also pursued the Chartered Financial Analyst (CFA) designation, which he earned in 2006. In addition, he is a Certified Kingdom Advisor (CKA®). In 2019, Mike became a Colson Fellow of the Colson Center for Christian Worldview. His career in portfolio management has spanned over three decades, and his experience and acumen help him serve our clients as Director of Investments.

Mike and his wife, Hope, live in South Carolina and have ten children (yes, 10!) and a pot-bellied pig named Kevin Bacon. When he is not chasing kids or doing yard work, Mike enjoys hunting, sports of any kind, reading, and traveling to new places. He also enjoys being one of the pastors of Greenville Community Church in downtown Greenville, SC, and teaching Personal Financial Management as an adjunct professor to students at North Greenville University.

Mike Kuckel is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

Close up image of Will Hines, CFP

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Image of Will Hines and partner

Will Hines, CFP®

Managing Partner | Director of Financial Planning
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: will@sovereignpw.com

Will is a native of upstate South Carolina and a graduate of Clemson University. His passion to help his clients be good stewards led him to co-found Sovereign Private Wealth in 2017. That passion, coupled with his experience in the financial services industry, has equipped him to serve as Director of Financial Planning.

Will, a CERTIFIED FINANCIAL PLANNER™ and Certified Kingdom Advisor (CKA®), is the Director of Financial Planning for Sovereign Private Wealth. His role is primarily focused on financial and life planning for each client. Will has been privileged to guide hundreds of families through a financial planning process that strives to create a cohesive plan navigating taxes, estate and legacy, charitable giving, and other common planning needs.
Outside of work, one of Will’s passions is interviewing veterans as part of the Library of Congress’ Veterans History Project. With over 30 interviews of World War II veterans, Will strives to preserve stories from the “Greatest Generation” before they are all gone. Along with an interest in preserving veteran’s stories, Will has a large collection of World War II artifacts and travels across Europe researching the war.

Will and his wife Samantha are active members of Greenville Community Church, where Will serves as trustee. The Hines family is passionate about supporting ministries in the upstate that focus on sharing the Gospel with a lost and hurting world.

Will Hines is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

Will Hines, CFP®

Managing Partner
Director of Financial Planning
Certified Kingdom Advisor®

Image of Will Hines and partner

Will Hines, CFP®

Managing Partner | Director of Financial Planning
Certified Kingdom Advisor®

Phone: (864) 501-5108

Email: will@sovereignpw.com

Will is a native of upstate South Carolina and a graduate of Clemson University. His passion to help his clients be good stewards led him to co-found Sovereign Private Wealth in 2017. That passion, coupled with his experience in the financial services industry, has equipped him to serve as Director of Financial Planning.

Will, a CERTIFIED FINANCIAL PLANNER™ and Certified Kingdom Advisor (CKA®), is the Director of Financial Planning for Sovereign Private Wealth. His role is primarily focused on financial and life planning for each client. Will has been privileged to guide hundreds of families through a financial planning process that strives to create a cohesive plan navigating taxes, estate and legacy, charitable giving, and other common planning needs.
Outside of work, one of Will’s passions is interviewing veterans as part of the Library of Congress’ Veterans History Project. With over 30 interviews of World War II veterans, Will strives to preserve stories from the “Greatest Generation” before they are all gone. Along with an interest in preserving veteran’s stories, Will has a large collection of World War II artifacts and travels across Europe researching the war.

Will and his wife Samantha are active members of Greenville Community Church, where Will serves as trustee. The Hines family is passionate about supporting ministries in the upstate that focus on sharing the Gospel with a lost and hurting world.

Will Hines is an investment adviser representative of OneAscent Financial Services, LLC (“OAFS”), a registered investment adviser with the United States Securities and Exchange Commission. OAFS and OneAscent Wealth Management, LLC are affiliated advisers. Please refer to OAFS’s ADV Part 2A for more information.

Close up image of Mikayla Kuckel, Client Service Specialist.

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Mikayla Kuckel Personal photo at the pyramids

Mikayla Kuckel

Client Service Specialist

Phone: (864) 501-5108

Email: mikayla@sovereignpw.com

Mikayla Kuckel graduated summa cum laude from North Greenville University with a degree in Linguistics and Digital Media. Throughout her time during and after college, she experienced work in education, politics, journalism, and communications, growing her ability to work with and listen to others in a variety of contexts.

These experiences now help Mikayla to refine her work at Sovereign Private Wealth, where, as Client Service Specialist, she seeks to help people, communicate well, and create a safe, welcoming environment.

Mikayla lives in Greenville, South Carolina where she attends and serves at Greenville Community Church and tries to keep up with her goal of traveling internationally (at least!) once a year.

Mikayla Kuckel

Client Service Specialist

Mikayla Kuckel Personal photo at the pyramids

Mikayla Kuckel

Client Service Specialist

Phone: (864) 501-5108

Email: mikayla@sovereignpw.com

Mikayla Kuckel graduated summa cum laude from North Greenville University with a degree in Linguistics and Digital Media. Throughout her time during and after college, she experienced work in education, politics, journalism, and communications, growing her ability to work with and listen to others in a variety of contexts.

These experiences now help Mikayla to refine her work at Sovereign Private Wealth, where, as Client Service Specialist, she seeks to help people, communicate well, and create a safe, welcoming environment.

Mikayla lives in Greenville, South Carolina where she attends and serves at Greenville Community Church and tries to keep up with her goal of traveling internationally (at least!) once a year.

Close up image of Josh Holland, Director of Client Services.

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Photo of Josh Hollan's family.

Josh Holland

Director of Client Services

Phone: (843) 655-8278

Email: josh@sovereignfamilyoffice.co

As the Director of Client Services at Sovereign Private Wealth, Josh Holland believes in fostering genuine connections with clients by prioritizing timely responses and doing whatever possible to help them achieve their financial goals.

Josh has both a bachelor’s and a master’s degree in Educational Leadership as well as a passion for the industry that stems from a deep-rooted desire to safeguard families’ futures.

A family man himself, Josh, his wife, Lia, and their two (going on three!) children live in Myrtle Beach, SC.

Josh Holland

Director of Client Services

Photo of Josh Hollan's family.

Josh Holland

Director of Client Services

Phone: (843) 655-8278

Email: josh@sovereignfamilyoffice.co

As the Director of Client Services at Sovereign Private Wealth, Josh Holland believes in fostering genuine connections with clients by prioritizing timely responses and doing whatever possible to help them achieve their financial goals.

Josh has both a bachelor’s and a master’s degree in Educational Leadership as well as a passion for the industry that stems from a deep-rooted desire to safeguard families’ futures.

A family man himself, Josh, his wife, Lia, and their two (going on three!) children live in Myrtle Beach, SC.

Close up image of Sarah Howington, Director of Client Operations

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Photo of Sarah Howington's family.

Sarah Howington

Director of Client Operations

Phone: (843) 655-8278

Email: sarah@sovereignfamilyoffice.co

Sarah Howington is the Director of Client Operations at Sovereign Private Wealth, where she combines her value for helping people with her educational background and work experience to exceed client expectations.

Sarah holds a Master’s in Mental Health Counseling from Trinity International University. Before her current role, she was a manager at a non-profit in the Chicagoland area, where she honed her leadership skills and dedication to service.

At Sovereign Private Wealth, Sarah’s leadership style is characterized by empathy, interactive listening, and a steadfast commitment to understanding and addressing client needs.

When not working, Sarah and her husband David enjoy all that the grand strand has to offer. Whether being out for a run, eating a great meal, or experimenting in their own kitchen, they take full advantage of their time together. Along with their dog, Lucy, they enjoy an active life and can often be found at a coffee shop or with friends or family.

Sarah is pleased to bring her unique skills and interests to help clients find success.

Sarah Howington

Director of Client Operations

Photo of Sarah Howington's family.

Sarah Howington

Director of Client Operations

Phone: (843) 655-8278

Email: sarah@sovereignfamilyoffice.co

Sarah Howington is the Director of Client Operations at Sovereign Private Wealth, where she combines her value for helping people with her educational background and work experience to exceed client expectations.

Sarah holds a Master’s in Mental Health Counseling from Trinity International University. Before her current role, she was a manager at a non-profit in the Chicagoland area, where she honed her leadership skills and dedication to service.

At Sovereign Private Wealth, Sarah’s leadership style is characterized by empathy, interactive listening, and a steadfast commitment to understanding and addressing client needs.

When not working, Sarah and her husband David enjoy all that the grand strand has to offer. Whether being out for a run, eating a great meal, or experimenting in their own kitchen, they take full advantage of their time together. Along with their dog, Lucy, they enjoy an active life and can often be found at a coffee shop or with friends or family.

Sarah is pleased to bring her unique skills and interests to help clients find success.

Close up image of Collin Jones, Director of Strategy

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Photo of COllin Jones's family

Collin Jones

Partner, Director of Strategy

Email: collin@sovereignfamilyoffice.co

Collin lives in Golden, Colorado outside of Denver with his beloved wife Kenzie and two daughters. He helped start and led a software company that grew to over 130 staff, eventually selling to a public company in 2021. Serving as the Director of Strategy for our Family Office, Collin is an avid real estate and generalist investor himself and enjoys helping families multiply their wealth and impact. His specialities include lived experience in business growth, P&L management, allocation strategy, and alternative investments.

Collin Jones

Partner, Director of Strategy

Photo of COllin Jones's family

Collin Jones

Partner, Director of Strategy

Email: collin@sovereignfamilyoffice.co

Collin lives in Golden, Colorado outside of Denver with his beloved wife Kenzie and two daughters. He helped start and led a software company that grew to over 130 staff, eventually selling to a public company in 2021. Serving as the Director of Strategy for our Family Office, Collin is an avid real estate and generalist investor himself and enjoys helping families multiply their wealth and impact. His specialities include lived experience in business growth, P&L management, allocation strategy, and alternative investments.

Unique Needs Specialists

We partner with unaffiliated 3rd party institutions, teams and individuals around the country to ensure their is no part of your complex problem that we can’t help solve.

Headquarters:

Myrtle Beach, SC

Serving clients nationwide.